The Basics of a Defensive Driving Course | Best Car Insurance

Defensive driving means operating a vehicle in a safe manner through an approach that aims to protect life, money, and time, regardless of any condition. This can be accomplished by following general driving rules and proven techniques such as anticipating danger, recognizing mistakes of other drivers, and driving through bad weather. Drivers who take this training are not only expected to master road traffic rules and basic driving. They can also enjoy many benefits such as getting the best car insurance rates, since having these skills lowers the risk of getting into an accident. However, one should take note that not all states have the same benefits offered for people who take defensive driving classes.

Types of Defense Driving Courses

1. Classroom type ? about eight hours of attendance is needed to complete this course.
2. Online course ? it is the cheapest option, since it only takes about four hours to finish and can be done at home as long as you have your own PC and internet.
3. Combination ? combines classroom type and hands-on training, and is probably the most expensive.

Basic Syllabus

Each state has its own driving rules and these should reflect on defensive driving courses offered per state. However, most of these classes follow a common syllabus of which includes the following:

• Traffic Crash and its Dynamics ? discusses the fundamentals of a crash and illustrates how it can be prevented or limited. It also takes on the common causes of a car crash, its effects emotionally and financially, and how good judgment and driving caution can reduce these risks.
• Psychological and Human Factors ? defensive driving courses aim to teach drivers how to handle these factors by identifying what these factors are and ways to overcome them.
• Safety Equipment ? a take on the proper usage of safety gears.
• Crash Prevention Techniques ? this topic is one of the most basic inclusions of a defensive driving class. Some of the techniques include environment hazards, right of way, sharing the road, and vehicle emergencies among others.
• State Traffic Laws ? a lot of drivers tend to forget or not know these, making it a requirement for all driving courses to include it in their outlines.

Every state?s requirements when it comes to taking defensive driving classes may also vary. Check with your auto insurance company on the state?s specifications for defensive driving courses. Do this to make sure that you can enjoy reduced car insurance rates after finishing a class.

Source: http://bestcarautoinsurance.com/the-basics-of-a-defensive-driving-course/

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